48763 ZIP Code — Tawas City, MI

Iosco County, Michigan

ZIP code 48763 is located in Tawas City, Michigan, within Iosco County. It covers approximately 88.94 square miles and serves a population of 4,943 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48763

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $140,200. Owner-occupancy is high at 87%, well above the national average.

Median household income is $57,011. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 48763 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,943

population

88.94

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48763 ZIP code map

Cities in ZIP code 48763

Below are the cities the US Postal Service accepts for ZIP code 48763. Using any city not on this list may result in mail delivery delays.

City	Status
Tawas City	Acceptable
Tawas City	Preferred

Nearby ZIP codes

48748 National City (6.1 mi) 48770 Whittemore (8.8 mi) 48730 East Tawas (10.9 mi) 48703 Au Gres (11.7 mi) 48739 Hale (15.1 mi) 48750 Oscoda (15.5 mi) 48749 Omer (16.1 mi) 48756 Prescott (18.6 mi) 48743 Long Lake (19.6 mi)

Demographics updated 06/2026

Population
Total population	4,943
Population density	56 / sq mi
State FIPS	26
County FIPS	069

Geography
Land area	88.94 sq mi
Water area	4.31 sq mi
Latitude	44.2254
Longitude	-83.6198
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	59.6%	42.6%
$50k – $100k	35.4%	29.6%	31.1%
$100k – $200k	16.8%	9.6%	20.6%
Over $200k	2.0%	1.2%	5.7%

Demographics & statistics

4,943

Population

People per sq mi

51.4

Median age

$57,011

Median household income

$32,158

Per capita income

$140,200

Median home value

$823

Median monthly rent

87.0%

Home ownership

10.6%

Poverty rate

8.4%

Unemployment

2,671

Housing units

21.2%

Bachelor's or higher

Age distribution

Male Female

121

Under 5

126

139

5–9

145

10–14

108

15–19

112

100

20–24

104

284

25–34

296

229

35–44

239

258

45–54

270

240

55–59

250

225

60–64

235

350

65–74

365

181

75–84

188

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	875	17.7%
18 and over	4,068	82.3%
65 and over	1,271	25.7%
Median age	51.4 years

Race & ethnicity

White 93.2%

Two or more races 3.5%

Hispanic or Latino 1.6%

Black or African American 1.1%

Asian 0.5%

Other race 0.1%

Group	Count	%
White	4,682	93.2%
Two or more races	178	3.5%
Hispanic or Latino	80	1.6%
Black or African American	53	1.1%
Asian	26	0.5%
Other race	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	59.6%	42.6%
$50k – $100k	35.4%	29.6%	31.1%
$100k – $200k	16.8%	9.6%	20.6%
Over $200k	2.0%	1.2%	5.7%

Under $10k 4.4%

$10k–$15k 2.5%

$15k–$25k 13.8%

$25k–$35k 8.9%

$35k–$50k 12.5%

$50k–$75k 22.3%

$75k–$100k 13.9%

$100k–$150k 11.8%

$150k–$200k 6.5%

$200k+ 3.4%

Range	% of households
Under $10k	4.4%
$10k–$15k	2.5%
$15k–$25k	13.8%
$25k–$35k	8.9%
$35k–$50k	12.5%
$50k–$75k	22.3%
$75k–$100k	13.9%
$100k–$150k	11.8%
$150k–$200k	6.5%
$200k+	3.4%
Median income	$57,011

Housing

Home values

Under $50k 5.9%

$50k–$100k 25.4%

$100k–$150k 23.6%

$150k–$200k 13.5%

$200k–$300k 18.3%

$300k–$500k 11.0%

$500k–$1M 1.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$140,200
Median rent / month	$823
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	33.4%
Single-family detached	86.4%
Large apartment buildings	1.0%
Mobile homes	7.7%
Median rooms	5.7
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.1%
2010–2019	3.8%
2000–2009	9.5%
1990–1999	13.7%
1980–1989	12.2%
1970–1979	18.2%
1960–1969	12.7%
1950–1959	13.1%
1940–1949	8.3%
1939 or earlier	8.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	3.4%
2 bedrooms	32.2%
3 bedrooms	48.1%
4 bedrooms	11.5%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	32.7%
2 vehicles	43.1%
3 or more	20.4%

Heating fuel

Fuel type	%
Utility gas	66.5%
Electricity	6.7%
Propane / LP gas	17.6%
Fuel oil	0.6%
Wood	6.2%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	961	49.4%
Cohabiting couple	150	7.7%
Male householder, no spouse	398	20.4%
Female householder, no spouse	438	22.5%
Households with children under 18	456	23.4%
Households with seniors (65+)	797	40.9%
Average household size	2.43

Marital status

Status	Male	Female
Never married	28.1%	23.9%
Married	50.0%	49.6%
Separated	0.6%	0.5%
Widowed	7.5%	11.6%
Divorced	13.8%	14.4%

Education

Less than 9th grade 1.2%

Some HS, no diploma 8.0%

HS graduate 39.0%

Some college, no degree 21.8%

Associate's degree 9.0%

Bachelor's degree 12.4%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	21.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	24	3.2%
Kindergarten	58	7.8%
Elementary school	347	46.5%
High school	212	28.4%
College / grad school	105	14.1%

Employment

Industry of employment

Education & healthcare 21.5%

Retail trade 15.7%

Manufacturing 13.2%

Construction 10.2%

Arts, food & hospitality 7.7%

Professional & management 6.2%

Other services 5.5%

Transportation & utilities 5.2%

Finance & real estate 4.5%

Agriculture & mining 3.8%

Public administration 3.7%

Information 2.0%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	34.4%
Service	15.7%
Sales & office	21.2%
Natural resources & construction	12.6%
Production & transportation	16.1%

Employment type

Type	%
Private sector	85.2%
Government	10.9%
Self-employed	3.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.7%
Carpool	5.1%
Public transit	0.0%
Walk	1.7%
Work from home	5.0%
Other means	0.6%
Avg commute (minutes)	20.7

Poverty

All people 10.6%

Under 18 years 9.4%

18 and over 10.8%

Married-couple families 3.7%

Female-led households 14.3%

Income support

Source	% of households
Social Security	49.0%
Retirement income	40.5%
Supplemental Security	4.4%
Cash public assistance	1.4%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	41.3%
High cholesterol	40.1%
Diabetes	13.8%
Heart disease	9.7%
Stroke	4.4%
Asthma	10.7%
Arthritis	38.2%
Kidney disease	3.9%
Pulmonary disease	10.4%
Cancer	9.4%

Behavior / access	%
Smoking	20.2%
Binge drinking	15.8%
No physical activity	24.2%
Less than 7 hrs sleep	32.7%
Depression	21.3%
Fair or poor health	17.6%
Poor mental health	14.9%
Poor physical health	13.1%
No health insurance	9.4%
Visited doctor (checkup)	77.6%
Visited dentist	66.2%
Cholesterol screening	93.0%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	427	10.5%

Disability	%
Any disability	17.9%
Under 18	7.0%
18–64 years	14.8%
65 and over	34.1%

Health insurance coverage

Type	%
Private insurance	68.7%
Public insurance	47.0%
No insurance	6.3%
Uninsured under 19	5.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,696	95.0%
Spanish	31	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	6	0.1%
Other languages	16	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,872	98.6%
Born in same state	4,833	97.8%
Born in different state	4,130	83.6%
Foreign born	39	0.8%
Naturalized citizen	71	1.4%
Not a US citizen	58	81.7%

Ancestry

Ancestry	Count	%
French	643	13%
Italian	546	11%
Arab	260	5.3%
English	136	2.8%

Ancestry	Count	%
German	100	2%
Irish	43	0.9%
Polish	27	0.5%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48763

What city is ZIP code 48763 in?

ZIP code 48763 is primarily assigned to Tawas City, Michigan.

What county is ZIP code 48763 in?

ZIP code 48763 falls within Iosco County, Michigan.

Does ZIP code 48763 have an older population?

26% of residents in ZIP code 48763 are 65 or older, above the national average of ~17%.

Does ZIP code 48763 have a large retiree population?

49% of households in ZIP code 48763 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48763 mostly owner-occupied?

87% of occupied units in ZIP code 48763 are owner-occupied, well above the national average.

Does ZIP code 48763 have a large veteran population?

11% of civilians in ZIP code 48763 are veterans, above the national average of ~7%.

What timezone is ZIP code 48763 in?

ZIP code 48763 observes the EST timezone.